Transforming Customer Experience into Super-Apps: An Analysis of Agentic AI Potential through the Passo Case Study

This study set out to explore the transformative potential of Agentic AI within the complex ecosystem of a super-app, using an exploratory case study of Passo and a novel Agentic Maturity Model. Our analysis of key user journeys demonstrates that a shift from low-maturity reactive systems (Levels 1-2) to high-maturity proactive and orchestrating agents (Levels 3-4) can fundamentally reshape the customer experience, turning points of friction into opportunities for value creation and trust-building. The primary contribution of this paper is the Agentic Maturity Model, which provides a clear framework for this transformation and offers a strategic roadmap for organizations to move beyond simple automation towards providing truly autonomous services. Ultimately, this research suggests that the future of digital competition in the super-app era will not be defined simply by the number of services offered, but by the intelligence and autonomy of the agents that help users navigate them.

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Publication Details

Journal
The Eurasia Proceedings of Educational and Social Sciences
Published
2025-09-30
DOI
https://doi.org/10.55549/epess.954
Primary Topic
Technology Adoption and User Behaviour
Type
article
Field-Weighted Citation Impact
0.00
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article

Transforming Customer Experience into Super-Apps: An Analysis of Agentic AI Potential through the Passo Case Study

E. Gözde Çağlar, Mehmet Kutanoglu, Erkut Baloglu, Ufuk Bas
The Eurasia Proceedings of Educational and Social Sciences
Technology Adoption and User Behaviour
article

Transforming Customer Experience into Super-Apps: An Analysis of Agentic AI Potential through the Passo Case Study

E. Gözde Çağlar, Mehmet Kutanoglu, Erkut Baloglu, Ufuk Bas
article en

Abstract

This study set out to explore the transformative potential of Agentic AI within the complex ecosystem of a super-app, using an exploratory case study of Passo and a novel Agentic Maturity Model. Our analysis of key user journeys demonstrates that a shift from low-maturity reactive systems (Levels 1-2) to high-maturity proactive and orchestrating agents (Levels 3-4) can fundamentally reshape the customer experience, turning points of friction into opportunities for value creation and trust-building. The primary contribution of this paper is the Agentic Maturity Model, which provides a clear framework for this transformation and offers a strategic roadmap for organizations to move beyond simple automation towards providing truly autonomous services. Ultimately, this research suggests that the future of digital competition in the super-app era will not be defined simply by the number of services offered, but by the intelligence and autonomy of the agents that help users navigate them.

The Eurasia Proceedings of Educational and Social SciencesVol. 44
European Investment Bank (LU)
Openalex Percentile: Top 73%
Technology Adoption and User Behaviour
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