The Effect of Mobile Banking Investment Service Features on the Investment Interest of Accounting Students

Abstract. Financial inclusion should complement adequate financial literacy. The convenience of banking services through mobile banking applications provides convenience and high accessibility to its users to participate in increasing financial inclusion through various features available. One of the features developed is the investment service feature. The investment service feature encourages investment interest in making investment decisions. Therefore, this study aims to determine the effect of mobile banking investment service features on the investment interest of PNUP Accounting students. The researchers researched 255 accounting students, selected using the purposive sampling technique and the Slovin formula. Researchers collected data using a questionnaire administered through Google Forms. The results of this study indicate that the investment service feature in mobile banking significantly influences the investment interest of accounting students at PNUP by 18.1%, while other variables affect the rest. According to the study's findings, colleges can utilize mobile banking applications to educate students about capital market practices and investing.

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Publication Details

Journal
OPSearch American Journal of Open Research
Published
2025-10-04
DOI
https://doi.org/10.58811/opsearch.v4i10.215
Primary Topic
Technology Adoption and User Behaviour
Type
article
Field-Weighted Citation Impact
0.00
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article

The Effect of Mobile Banking Investment Service Features on the Investment Interest of Accounting Students

A. Musyarrafah Vetriyani, Harmiati Hatta, Eka Astra Susilawaty, Herdawati Herdawati et al.
OPSearch American Journal of Open Research
Technology Adoption and User Behaviour
article

The Effect of Mobile Banking Investment Service Features on the Investment Interest of Accounting Students

A. Musyarrafah Vetriyani, Harmiati Hatta, Eka Astra Susilawaty, Herdawati Herdawati, Rahmawati Syahrir
article en

Abstract

Abstract. Financial inclusion should complement adequate financial literacy. The convenience of banking services through mobile banking applications provides convenience and high accessibility to its users to participate in increasing financial inclusion through various features available. One of the features developed is the investment service feature. The investment service feature encourages investment interest in making investment decisions. Therefore, this study aims to determine the effect of mobile banking investment service features on the investment interest of PNUP Accounting students. The researchers researched 255 accounting students, selected using the purposive sampling technique and the Slovin formula. Researchers collected data using a questionnaire administered through Google Forms. The results of this study indicate that the investment service feature in mobile banking significantly influences the investment interest of accounting students at PNUP by 18.1%, while other variables affect the rest. According to the study's findings, colleges can utilize mobile banking applications to educate students about capital market practices and investing.

OPSearch American Journal of Open ResearchVol. 4(10)
KK Women's and Children's Hospital (SG), Politeknik Negeri Ujung Pandang
Openalex Percentile: Top 74%
Technology Adoption and User Behaviour
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