Нормы гражданского законодательства, регламентирующие защиту прав потребителей финансовых услуг в Таджикистане: проблемные аспекты

The article analyzes the problems of protecting the rights of consumers of financial services in the Republic of Tajikistan. The author notes the relevance of the problem under consideration, since in countries with developing economies, consumer protection is especially important for low-income consumers, who very often have limited experience in using financial services and a lower level of financial literacy. An overview of the legal framework of the Republic of Tajikistan in the issue of ensuring the protection of the rights of consumers of financial services is made. Attention is also drawn to the shortcomings in the issue of legal regulation of the protection of the rights of consumers of financial services. The author concludes that the system of protecting the rights and interests of consumers of financial services in the Republic of Tajikistan should be based on advanced international experience in implementing an effective system of financial protection of consumers and gives his proposals for improving the legislation. Key words: financial system, consumer, financial services, consumer protection, financial protection, banking sector, mortgage, entrepreneurs, e-commerce, financial literacy.