Eksplorasi Peran Dukungan Keluarga, Pengetahuan Kewirausahaan dan Akses Kredit Terhadap Pengalaman Memulai Usaha

This study aims to explore the role of family support, entrepreneurial knowledge, and access to credit in shaping individuals' experiences when starting a business. Using a qualitative approach through in-depth interviews with entrepreneurs from diverse age groups and professions, the findings reveal that family support plays a crucial role, not only emotionally but also practically in daily operations and initial capital. Entrepreneurial knowledge obtained from formal education, training programs, and business communities equips entrepreneurs with the ability to face early challenges and make strategic decisions. Meanwhile, access to credit—whether from formal financial institutions or informal sources—significantly influences business growth, despite often being constrained by administrative requirements. These three factors interact and form a foundational pillar in the early phase of entrepreneurship. The findings contribute to a deeper understanding of the early dynamics of business formation and highlight the importance of a holistic approach in supporting emerging entrepreneurs in Indonesia.

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Publication Details

Journal
Business and Investment Review
Published
2025-09-26
DOI
https://doi.org/10.61292/birev.190
Primary Topic
SMEs Development and Digital Marketing
Type
article
Field-Weighted Citation Impact
0.00
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article

Eksplorasi Peran Dukungan Keluarga, Pengetahuan Kewirausahaan dan Akses Kredit Terhadap Pengalaman Memulai Usaha

Rameez Ali Surya Negara, Andro Rohmana Putra, Dwi Panji
Business and Investment Review
SMEs Development and Digital Marketing
article

Eksplorasi Peran Dukungan Keluarga, Pengetahuan Kewirausahaan dan Akses Kredit Terhadap Pengalaman Memulai Usaha

Rameez Ali Surya Negara, Andro Rohmana Putra, Dwi Panji
article en

Abstract

This study aims to explore the role of family support, entrepreneurial knowledge, and access to credit in shaping individuals' experiences when starting a business. Using a qualitative approach through in-depth interviews with entrepreneurs from diverse age groups and professions, the findings reveal that family support plays a crucial role, not only emotionally but also practically in daily operations and initial capital. Entrepreneurial knowledge obtained from formal education, training programs, and business communities equips entrepreneurs with the ability to face early challenges and make strategic decisions. Meanwhile, access to credit—whether from formal financial institutions or informal sources—significantly influences business growth, despite often being constrained by administrative requirements. These three factors interact and form a foundational pillar in the early phase of entrepreneurship. The findings contribute to a deeper understanding of the early dynamics of business formation and highlight the importance of a holistic approach in supporting emerging entrepreneurs in Indonesia.

Business and Investment ReviewVol. 3(5)
Bakrie University (ID)
Openalex Percentile: Top 54%
SMEs Development and Digital Marketing
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