Pengaruh Sikap Keuangan dan Pengetahuan Keuangan Terhadap Perilaku Manajemen Keuangan Mahasiswa Fakultas Ekonomi Pendidikan Bisnis Universitas Negeri Medan Angkatan 2023

This study aims to determine the influence of financial attitudes and financial knowledge on the financial management behavior of students in the Faculty of Economics, Business Education Study Program, Medan State University, Class of 2023. This research uses a quantitative method with an associative approach. The research sample consisted of 63 students selected using the total sampling technique. The instrument used was a Likert scale questionnaire, and the data were analyzed using multiple linear regression. The research results indicate that financial attitude has a positive and significant effect on financial management behavior, and financial knowledge also has a positive and significant effect. Simultaneously, financial attitudes and financial knowledge have a significant positive influence on students' financial management behavior. Thus, the better the financial attitude and financial knowledge possessed by students, the better their behavior in managing personal finances.

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Publication Details

Journal
Pendas Jurnal Ilmiah Pendidikan Dasar
Published
2025-09-20
DOI
https://doi.org/10.23969/jp.v10i03.33637
Primary Topic
Financial Literacy and Behavior
Type
article
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article

Pengaruh Sikap Keuangan dan Pengetahuan Keuangan Terhadap Perilaku Manajemen Keuangan Mahasiswa Fakultas Ekonomi Pendidikan Bisnis Universitas Negeri Medan Angkatan 2023

Lenti Susanna Saragih, Leonardo Marcellinus Ndraha
Pendas Jurnal Ilmiah Pendidikan Dasar
Financial Literacy and Behavior
article

Pengaruh Sikap Keuangan dan Pengetahuan Keuangan Terhadap Perilaku Manajemen Keuangan Mahasiswa Fakultas Ekonomi Pendidikan Bisnis Universitas Negeri Medan Angkatan 2023

Lenti Susanna Saragih, Leonardo Marcellinus Ndraha
article en

Abstract

This study aims to determine the influence of financial attitudes and financial knowledge on the financial management behavior of students in the Faculty of Economics, Business Education Study Program, Medan State University, Class of 2023. This research uses a quantitative method with an associative approach. The research sample consisted of 63 students selected using the total sampling technique. The instrument used was a Likert scale questionnaire, and the data were analyzed using multiple linear regression. The research results indicate that financial attitude has a positive and significant effect on financial management behavior, and financial knowledge also has a positive and significant effect. Simultaneously, financial attitudes and financial knowledge have a significant positive influence on students' financial management behavior. Thus, the better the financial attitude and financial knowledge possessed by students, the better their behavior in managing personal finances.

Pendas Jurnal Ilmiah Pendidikan DasarVol. 10(03)
State University of Medan (ID)
Openalex Percentile: Top 63%
Financial Literacy and Behavior
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