Comment: Discovering ACS's lesser-known benefits, financial health and insurance

One of the lesser-known benefits of ACS membership is the ACS Member Insurance Program. To refresh your memory, ACS members have exclusive access to group insurance products—particularly life and disability insurance—that could help protect your future at exclusively priced rates. We also partner with various companies to recommend insurance products of other types—including health, auto, professional liability, and pet, among others. We monitor the insurance industry to find innovative and desirable products to offer members.We are one of the few ACS groups that have made the financial health and welfare of our members a core focus, with the goal of providing unbiased information and education that addresses member insurance and financial needs.Insurance is a part of that core focus—it’s designed to protect your family and your assets from hardship and catastrophe, and its proper use varies for different people and changes at various stages of your life.Another part of financial health is personal financial management, which also varies and changes with the stages of your life. Less than half (47%) of Americans feel confident in their ability to make good financial decisions, according to a 2024 NerdWallet survey. ACS members, from younger chemists to senior chemists, have asked me about ACS’s ability to be a trusted source of basic information on personal financial management appropriate to their stage of life.I brought those questions to the Board of Trustees. We are not financial professionals, but we know some, and we felt we could help fill the gap. OneDigital Investment Advisors, a