Recarregamento e execução extrajudicial da hipoteca na Lei 14.711 de 2023

This article examines the innovations introduced by Law 14.711/2023, the New Legal Framework for Guarantees, particularly regarding the reloading of mortgages and its extrajudicial execution, within a historical context of growing irrelevance of this guarantee in the real estate market. It investigates whether these changes can unlock "dead capital" and stimulate the real estate credit market in Brazil, with the potential to revitalize mortgages, improve the efficiency of real guarantees, and thus promote credit in Brazil.