Technical and Software-Based Opportunities for Applying Limit Models and Blacklist Mechanisms in the Process of Managing Accounts Receivable in Insurance Companies

The management of accounts receivable is a cornerstone of financial stability for any organization, especially insurance companies. Therefore, company executives must prioritize the development and implementation of an effective receivables management system. The process of managing accounts receivable involves not only efficient oversight by human resources but also the use of technical and software solutions that can significantly enhance the effectiveness of the process. This study focuses on exploring opportunities to improve the efficiency of receivables management in non-life insurance companies, particularly in the context of implementing limit models and “blacklist” mechanisms.