Buy Now, Pay Later: AI, Inherent Tensions, and Implications
Chandan Kumar Behera, Vivek Astvansh, and Praveen K. Kopalle describe how buy now, pay later (BNPL) providers use artificial intelligence to offer credit and manage risk. They present the perspectives of stakeholders in the BNPL system and the challenges that BNPL presents to retailers, providers, and governments.
Authors
- Praveen K. Kopalle (ORCID: https://orcid.org/0000-0002-2430-2228)
- Vivek Astvansh (ORCID: https://orcid.org/0000-0002-8794-5829)
- Chandan Kumar Behera (ORCID: https://orcid.org/0000-0001-9899-6667)
Institutions
- Dartmouth College (US)
- McGill University (CA)
- Indian Institute of Management Lucknow (IN)
Publication Details
- Journal
- Management and business review.
- Published
- 2025-09-01
- DOI
- https://doi.org/10.1177/2694104x251378449
- Citations
- 2
- Primary Topic
- Transportation and Mobility Innovations
- Type
- article
- Field-Weighted Citation Impact
- 1.37