Research on the Path of Digital Empowerment in Credit Supervision

In recent years, with the in-depth advancement of the reform of "streamlining administration, delegating power, improving regulation, and optimizing services", new industries, business forms, and business models have achieved vigorous development. At the same time, the emergence of new technologies such as the Internet, big data, and blockchain has led to a disruptive transformation in credit supervision. By conducting a detailed analysis of the innovative practices of market supervision authorities in Zhejiang, Tianjin, Shandong, and other regions, this paper reveals that digital empowerment in credit supervision still faces many challenges in innovating supervision models, improving data governance, and enhancing supervision efficiency. Furthermore, it explores new paths for digital empowerment in credit supervision, promotes the sustainable development of digital credit supervision, and contributes to the realization of modernization in market supervision.