Pengaruh Literasi Keuangan, Impulsive Buying, Dan Pengendalian Diri Terhadap Pengelolaan Keuangan Pribadi Mahasiswa Akuntansi Universitas Wijaya Kusuma Surabaya

This research aims to determine how Finance Literacy, Impulsive Buying, and Self Control affect the way accounting student at Wijaya Kusuma University Surabaya. The research uses a quantitative approach with data collected through questionnaires. The population includes active accounting students from the 2021, 2022, and 2023 cohorts. Using Slovin’s formula, 114 students were selected as respondents. The data was analyzed using multiple linear regression with the help of SPSS software. The results show that financial literacy and self-control each have a positive and significant impact on how students manage their personal finances. On the other hand, Impulsive Buying does not have a significant effect. When looked at together, all three factors significantly influence personal financial management. These findings emphasize how important it is for students to improve their financial knowledge and self-control to develop healthy financial habits.