Dampak Cybercrime: Analisis Tingkat Kepercayaan Masyarakat Terhadap Perbankan Syariah

The purpose of this study is to explain the level of customer trust in Islamic banking and also explain the results of the analysis of the level of trust of Islamic banking customers affected by cybercrime. Cybercrime attacks against the Islamic banking sector, one of which is cybercrime that has occurred at Bank Syariah Indonesia (BSI), was attacked by a dangerous ransomware virus, the impact of a cyber ransomware attack carried out by a group of hackers calling themselves the LockBit Ransomware Group which is one type of malware or malicious software that locks the victim's data or device. The research method used is qualitative, the data collection technique uses a questionnaire and then analyzes the results of the questionnaire, In research on the level of trust in Islamic banking, it was found that the majority of respondents showed high trust, this trust is based on factors such as transparency in operations and the need for sharia principles which are the main basis for customers. However, this study also found that the minority of respondents' trust decreased due to the disruption of the Bank Syariah Indonesia (BSI) service system, causing customers to worry about the Islamic banking security system used.

Authors

Institutions

Publication Details

Journal
Al-Kharaj Jurnal Ekonomi Keuangan & Bisnis Syariah
Published
2025-09-02
DOI
https://doi.org/10.47467/alkharaj.v7i9.8672
Primary Topic
Islamic Finance and Communication
Type
article
Field-Weighted Citation Impact
0.00
Controls
|||
ALL TIME
JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
article

Dampak Cybercrime: Analisis Tingkat Kepercayaan Masyarakat Terhadap Perbankan Syariah

Yudianto Achmad, MH Ainulyaqin, Listian I. Achmad, Adrianna SR et al.
Al-Kharaj Jurnal Ekonomi Keuangan & Bisnis Syariah
Islamic Finance and Communication
article

Dampak Cybercrime: Analisis Tingkat Kepercayaan Masyarakat Terhadap Perbankan Syariah

Yudianto Achmad, MH Ainulyaqin, Listian I. Achmad, Adrianna SR, Devi Qolifaturrodiyah
article en

Abstract

The purpose of this study is to explain the level of customer trust in Islamic banking and also explain the results of the analysis of the level of trust of Islamic banking customers affected by cybercrime. Cybercrime attacks against the Islamic banking sector, one of which is cybercrime that has occurred at Bank Syariah Indonesia (BSI), was attacked by a dangerous ransomware virus, the impact of a cyber ransomware attack carried out by a group of hackers calling themselves the LockBit Ransomware Group which is one type of malware or malicious software that locks the victim's data or device. The research method used is qualitative, the data collection technique uses a questionnaire and then analyzes the results of the questionnaire, In research on the level of trust in Islamic banking, it was found that the majority of respondents showed high trust, this trust is based on factors such as transparency in operations and the need for sharia principles which are the main basis for customers. However, this study also found that the minority of respondents' trust decreased due to the disruption of the Bank Syariah Indonesia (BSI) service system, causing customers to worry about the Islamic banking security system used.

Al-Kharaj Jurnal Ekonomi Keuangan & Bisnis SyariahVol. 7(9)
Universitas Nusa Bangsa (ID), Universitas Pelita Bangsa
Openalex Percentile: Top 69%
Islamic Finance and Communication
AI Navigator

Ask Laika to Summarize, Analyze, and Connect papers live on the map.

Summarize Papers & Methodologies

Extract key findings, datasets, and comparative methods across publications.

Benchmark Rankings & Visual Analytics

Rank top research institutions, authors, funders, topics, and journals by Field-Weighted Citation Impact (FWCI) and paper volume with instant charts.

Connect Distant Disciplines

Bridge topological clusters on the map to find hidden collaborative intersections.