THE MECHANISM FOR DEVELOPING FINANCIAL COMPETENCE OF THE HEAD OF AN EDUCATIONAL ORGANIZATION IN THE CONTEXT OF DIGITALIZATION

The article examines key aspects of developing financial competence of heads of educational institutions in the context of digital transformation. Particular attention is paid to the need to develop comprehensive skills in working with modern financial systems, including data analytics, digital security and strategic resource planning. The main challenges of digitalization that require fundamentally new approaches to the management of educational organizations are considered. The key problems that hinder effective financial management are also analyzed: insufficient technological equipment, a shortage of specialized educational programs, conservatism of management approaches and a dynamically changing legislative field. It is emphasized that overcoming these barriers requires systemic changes in the training of management personnel and the creation of conditions for their professional growth. The comparative analysis of domestic and foreign experience in developing financial competence among heads of secondary educational institutions conducted in the article demonstrates the advantages of decentralized management models focused on predictive analytics and adaptation to local conditions. Particular emphasis is placed on the need to transform the management culture and develop strategic thinking among heads of educational organizations. The article confirms that the development of financial competence is becoming a critical factor in the sustainable development of educational institutions in the digital era. Effective resource management directly affects the quality and accessibility of education, which requires a revision of approaches to the training of management personnel and the formation of a modern educational infrastructure.