The Mediating Role of Women Social Entrepreneurs in Strengthening Financial Inclusion through Microfinance

This study focusses on the mediating role of women social entrepreneurs in strengthening financial inclusion through microfinance. The research uses a quantitative approach with a descriptive and explanatory design. Primary data is gathered from 150 women micro-entrepreneurs in the SPS Nellore District of Andhra Pradesh. To test the hypothesis, a mediational model was used. Analysis show that women's social entrepreneurship acts as a critical pathway through which microfinance access and influences financial inclusion outcomes. The findings reveal that microfinance access has a direct positive effect on financial inclusion.A significant portion of this effect is mediated by engagement of woman in social entrepreneurship. The results show that microfinance becomes more powerful and sustainable tool for enhancing financial resilience, liquidity, and goal-setting in terms of social value creation. The study recommends policy and practice implications for a holistic ecosystem that supports women-led social enterprises to drive inclusive development.

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Publication Details

Journal
International Journal for Research in Applied Science and Engineering Technology
Published
2025-08-30
DOI
https://doi.org/10.22214/ijraset.2025.73893
Primary Topic
Microfinance and Financial Inclusion
Type
article
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article

The Mediating Role of Women Social Entrepreneurs in Strengthening Financial Inclusion through Microfinance

P. Beaulah Sucharitha
International Journal for Research in Applied Science and Engineering Technology
Microfinance and Financial Inclusion
article

The Mediating Role of Women Social Entrepreneurs in Strengthening Financial Inclusion through Microfinance

P. Beaulah Sucharitha
article en

Abstract

This study focusses on the mediating role of women social entrepreneurs in strengthening financial inclusion through microfinance. The research uses a quantitative approach with a descriptive and explanatory design. Primary data is gathered from 150 women micro-entrepreneurs in the SPS Nellore District of Andhra Pradesh. To test the hypothesis, a mediational model was used. Analysis show that women's social entrepreneurship acts as a critical pathway through which microfinance access and influences financial inclusion outcomes. The findings reveal that microfinance access has a direct positive effect on financial inclusion.A significant portion of this effect is mediated by engagement of woman in social entrepreneurship. The results show that microfinance becomes more powerful and sustainable tool for enhancing financial resilience, liquidity, and goal-setting in terms of social value creation. The study recommends policy and practice implications for a holistic ecosystem that supports women-led social enterprises to drive inclusive development.

International Journal for Research in Applied Science and Engineering TechnologyVol. 13(8)
Vikrama Simhapuri University (IN)
Openalex Percentile: Top 69%
Microfinance and Financial Inclusion
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The Mediating Role of Women Social Entrepreneurs in Strengthening Financial Inclusion through Microfinance — P. Beaulah Sucharitha · International Journal for Research in Applied Science and Engineering Technology (2025) | TGRS Research Map | TGRS