PROSPECTS FOR THE DEVELOPMENT OF DIGITAL FINANCIAL SERVICES

The article examines the key aspects and directions of the development of digital financial services, as well as the risks associated with them. Modern technologies have significantly changed the way financial services are provided and received. Simplification of access to them and process automation have become the main advantages of digital solutions. Both positive and negative sides of the transition to digital financial services are discussed, as well as risks that may affect the effectiveness of their implementation and the safety of users.