A STUDY ON COMPARISON OF MUTUAL FUND SCHEMES

Mutual funds have become an important investment vehicle for individuals as well as institutions because they provide diversification, liquidity, and professional fund management at relatively low costs. With increasing awareness and participation in capital markets, investors are increasingly turning towards mutual funds as a safer and more flexible alternative to direct investment in equity or debt instruments. However, the performance of mutual fund schemes varies widely depending on fund category, market conditions, fund management style, and expense structure. This study attempts to conduct a comparative analysis of selected mutual fund schemes in India to evaluate their relative performance. The research focuses on both quantitative and qualitative aspects of the schemes, such as Net Asset Value (NAV) growth, riskadjusted returns, expense ratios, and fund manager efficiency. The objective is to provide a comprehensive framework for investors to select appropriate schemes aligned with their financial objectives and risk preferences. Findings of this study are expected to contribute significantly to investor awareness, enhance decision-making in financial planning, and support policy initiatives aimed at strengthening transparency in the mutual fund industry