A Study on the Influence of Digital Inclusive Finance on Entrepreneurship of Rural Households

As displayed by data published by the 2012–2020 China Family Panel Studies and the data from the Institute of Digital Finance, Peking University, this paper has studied the promotion and heterogeneity of digital inclusive finance on entrepreneurship of rural households with a two‐way fixed‐effect model. Through logit regression, results show that digital inclusive finance can effectively promote rural entrepreneurship, and the research has successfully passed the robustness test, further confirming the reliability of the findings. Meanwhile, as indicated by the analysis of heterogeneity, it is also found that digital inclusive finance demonstrates a stronger promotion effect on rural households in the central region and households with medium education level. In particular, the large size of a family also plays a certain role in encouraging the entrepreneurship of rural households. Ultimately, this paper puts forward several strategies and suggestions to enhance digital inclusive finance and facilitate the development of entrepreneurship among rural households.