Agentic AI systems for autonomous financial decision-making

Autonomous decision-making in the financial sphere takes a new form due to the blistering development of agentic artificial intelligence (AI). These systems, which are autonomous, goal-directed, and adaptive, are getting more chances in trading, portfolio management, credit scoring, and fraud detection. This survey discusses some of the theoretical foundations that have formed agentic Artificial intelligence, such as decision-theoretic models, reinforcement learning, and belief systems. It has been empirically shown that they are much more effective in dynamic, uncertain scenarios than older AI models, but the problems of transparency, fairness, and robustness persist. The article is strongly critical in evaluating the results of experiments and describes the existing gaps in research studies. Finally, it provides research directions that are necessary to make agentic AI in financial ecosystems safer, interpretable, and regulatory-friendly.

Authors

Publication Details

Journal
World Journal of Advanced Engineering Technology and Sciences
Published
2025-03-30
DOI
https://doi.org/10.30574/wjaets.2025.14.3.0131
Primary Topic
Stock Market Forecasting Methods
Type
article
Field-Weighted Citation Impact
0.00
Controls
|||
ALL TIME
JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
article

Agentic AI systems for autonomous financial decision-making

Prajwal Sadananda Nayak
World Journal of Advanced Engineering Technology and Sciences
Stock Market Forecasting Methods
article

Agentic AI systems for autonomous financial decision-making

Prajwal Sadananda Nayak
article en

Abstract

Autonomous decision-making in the financial sphere takes a new form due to the blistering development of agentic artificial intelligence (AI). These systems, which are autonomous, goal-directed, and adaptive, are getting more chances in trading, portfolio management, credit scoring, and fraud detection. This survey discusses some of the theoretical foundations that have formed agentic Artificial intelligence, such as decision-theoretic models, reinforcement learning, and belief systems. It has been empirically shown that they are much more effective in dynamic, uncertain scenarios than older AI models, but the problems of transparency, fairness, and robustness persist. The article is strongly critical in evaluating the results of experiments and describes the existing gaps in research studies. Finally, it provides research directions that are necessary to make agentic AI in financial ecosystems safer, interpretable, and regulatory-friendly.

World Journal of Advanced Engineering Technology and SciencesVol. 14(3)
Openalex Percentile: Top 74%
Stock Market Forecasting Methods
AI Navigator

Ask Laika to Summarize, Analyze, and Connect papers live on the map.

Summarize Papers & Methodologies

Extract key findings, datasets, and comparative methods across publications.

Benchmark Rankings & Visual Analytics

Rank top research institutions, authors, funders, topics, and journals by Field-Weighted Citation Impact (FWCI) and paper volume with instant charts.

Connect Distant Disciplines

Bridge topological clusters on the map to find hidden collaborative intersections.