Investing in the Digital Era: Determinants of Gen Z's Investment Interest

Generation Z is becoming increasingly interested in investing due to the ease of doing so and the growing availability of information. The purpose of this study is to investigate the impact of investment motivation, investment knowledge, and minimum capital on the interest of Generation Z in investing in Purwokerto. The quantitative sampling technique employed in this study is known as purposive sampling. The research sample consisted of 183 respondents who met the predetermined criteria and were included in Generation Z. Data were analyzed using multiple linear regression with Smart PLS software. The results show that Generation Z's interest in investing is positively influenced by minimum capital, investment motivation, and investment knowledge. According to these results, promoting investment engagement among Generation Z requires improving investment knowledge, motivation, and minimum capital.

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Publication Details

Journal
Asian Journal of Economics Business and Accounting
Published
2025-08-22
DOI
https://doi.org/10.9734/ajeba/2025/v25i81950
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
0.00
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article

Investing in the Digital Era: Determinants of Gen Z's Investment Interest

Ika Yustina Rahmawati, Sefiana Lisi Denia
Asian Journal of Economics Business and Accounting
FinTech, Crowdfunding, Digital Finance
article

Investing in the Digital Era: Determinants of Gen Z's Investment Interest

Ika Yustina Rahmawati, Sefiana Lisi Denia
article en

Abstract

Generation Z is becoming increasingly interested in investing due to the ease of doing so and the growing availability of information. The purpose of this study is to investigate the impact of investment motivation, investment knowledge, and minimum capital on the interest of Generation Z in investing in Purwokerto. The quantitative sampling technique employed in this study is known as purposive sampling. The research sample consisted of 183 respondents who met the predetermined criteria and were included in Generation Z. Data were analyzed using multiple linear regression with Smart PLS software. The results show that Generation Z's interest in investing is positively influenced by minimum capital, investment motivation, and investment knowledge. According to these results, promoting investment engagement among Generation Z requires improving investment knowledge, motivation, and minimum capital.

Asian Journal of Economics Business and AccountingVol. 25(8)
Openalex Percentile: Top 64%
FinTech, Crowdfunding, Digital Finance
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Investing in the Digital Era: Determinants of Gen Z's Investment Interest — Ika Yustina Rahmawati, Sefiana Lisi Denia · Asian Journal of Economics Business and Accounting (2025) | TGRS Research Map | TGRS