A Study on The Factors Affecting Flexible Employment Personnel's Participation in Urban And Rural Residents' Pension Insurance

The purpose of this paper is to study the influencing factors of flexible employment personnel's participation in urban-rural residents' pension insurance. After reading a large number of literature and research results on flexible employment personnel and analyzing and interpreting the urban-rural residents' pension insurance policy of Zhuhai, we take the flexible employment personnel of Zhuhai City as the object of the study, combined with questionnaire survey method, and analyze the difficulties of the flexible employment personnel's participation in the insurance by analyzing the collected data, and find out that Zhuhai's flexibly employed people have cognitive bias towards urban and rural residents' pension insurance, the government's business personnel have a vague understanding of the insurance, and some of the flexibly employed people think that the subsidy is low, etc. The government of Zhuhai City has provided the suggestions of expanding the scope of the publicity of the urban and rural residents' pension insurance, increasing publicity efforts, and providing regular training for the counterpart service personnel in order to increase the rate of the flexibly employed people's participation in the insurance, and improve the inherent bad impression of the insurance by the flexibly employed people. personnel's inherent bad impression of insurance, and further improve China's insurance system.