Ways to Mitigate Problematic Loans in the Development of Banking Operations

This article explores the significance of banks' reliance on various factors, including active banking operations, the reduction of problem loans, adaptation to socio-economic changes, the development of new lending strategies and tools, effective credit risk management, and minimising problematic loans. Furthermore, the importance of ensuring the lending operations of commercial banks cannot be overstated, as the overall success of the country's financial system hinges on effectively addressing the existing challenges in financial decision-making and reducing problem loans. The article also offers the author's recommendations for tackling these issues.