Forgive Us Our Debts, as We Forgive Our Debtors

Richard Vedder believes that the crisis in American higher education and other contemporary social problems can be traced directly to the explosive growth of federal student loans since the mid-twentieth century. These problems include unaffordable tuition, expanding university bureaucracies, lower academic standards, housing affordability, and declining marriage and birth rates. What, if anything, Vedder asks, should be done?