Effects of Benazir Income Support Program on Socio economic Conditions of Rural Area of District Peshawar

The study was conducted in the rural area of District Peshawar since 2025, with the primary objective of examining the effects of BISP on the socio-economic conditions of its beneficiaries. The total number of respondents was 227, with 47 from Suleman Khel, 45 from Khazana Bala, 63 from Afithozai, and 72 from Afithozai. The pair t-test was used. The mean monthly income of BISP was Rs. 41489, and without BISP, it was Rs.27588. The t-value is 5.526, and the P-value is 0.000. The result is significant, explaining that BISP has increased the monthly income of the respondents. However, the after-program monthly mean expenditure with BISP is Rs. 36179, and without it is Rs.31609. The t-value is 14.934, and the P-value is 0.000. Therefore, the result is highly significant, indicating that BISP has improved the expenditure level of the respondents. Similarly, the monthly savings with BISP was Rs 1939, and without the BISP fund, it was Rs. 4018. The t-value is 16.953, and the P-value is 0.000. The result is highly significant, indicating that the savings after the program were improved. The major problems and constraints faced to women beneficiaries are: fund was not available in time; the cash was less than their requirement; the fund was not available at the door steps; based on problems the study recommend that to provide fund according to their requirement; deliver at their door steps and offer at the proper time to beneficiaries in the study area.

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Publication Details

Journal
Journal of Asian Development Studies
Published
2025-06-06
DOI
https://doi.org/10.62345/jads.2025.14.2.130
Primary Topic
Microfinance and Financial Inclusion
Type
article
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article

Effects of Benazir Income Support Program on Socio economic Conditions of Rural Area of District Peshawar

Shahzad Ali Khan, Akhtar Ali, Shah Fahad, Mahnoor Naushad et al.
Journal of Asian Development Studies
Microfinance and Financial Inclusion
article

Effects of Benazir Income Support Program on Socio economic Conditions of Rural Area of District Peshawar

Shahzad Ali Khan, Akhtar Ali, Shah Fahad, Mahnoor Naushad, Ahmad Fahme Mohd Ali
article en

Abstract

The study was conducted in the rural area of District Peshawar since 2025, with the primary objective of examining the effects of BISP on the socio-economic conditions of its beneficiaries. The total number of respondents was 227, with 47 from Suleman Khel, 45 from Khazana Bala, 63 from Afithozai, and 72 from Afithozai. The pair t-test was used. The mean monthly income of BISP was Rs. 41489, and without BISP, it was Rs.27588. The t-value is 5.526, and the P-value is 0.000. The result is significant, explaining that BISP has increased the monthly income of the respondents. However, the after-program monthly mean expenditure with BISP is Rs. 36179, and without it is Rs.31609. The t-value is 14.934, and the P-value is 0.000. Therefore, the result is highly significant, indicating that BISP has improved the expenditure level of the respondents. Similarly, the monthly savings with BISP was Rs 1939, and without the BISP fund, it was Rs. 4018. The t-value is 16.953, and the P-value is 0.000. The result is highly significant, indicating that the savings after the program were improved. The major problems and constraints faced to women beneficiaries are: fund was not available in time; the cash was less than their requirement; the fund was not available at the door steps; based on problems the study recommend that to provide fund according to their requirement; deliver at their door steps and offer at the proper time to beneficiaries in the study area.

Journal of Asian Development StudiesVol. 14(2)
Abdul Wali Khan University Mardan (PK), The University of Agriculture, Peshawar (PK)
Openalex Percentile: Top 73%
Microfinance and Financial Inclusion
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Effects of Benazir Income Support Program on Socio economic Conditions of Rural Area of District Peshawar — Shahzad Ali Khan, Akhtar Ali, et al. · Journal of Asian Development Studies (2025) | TGRS Research Map | TGRS