Influence of perceived social security, awareness, social influence, and attitude on mental health, ethical-based takaful for social inclusion

Purpose This study aims to examine the factors that influence an individual’s readiness to choose takaful products based on mental health for social inclusion. Design/methodology/approach Convenience sampling was used in this study, and approximately 258 complete questionnaires from respondents who plan to use takaful products for social inclusion that are based on mental health were obtained. The data was analyzed using the Analysis of Moment Structures software (version 28). Findings The results of this study show that among those intended for social inclusion, mental health ethical-based takaful is significantly influenced by social influence and perceived social security. Furthermore, it is discovered that awareness and attitude do not significantly predict outcomes. As a result, it might also be necessary to investigate the elements that were looked at in this study, as well as additional elements that might have been crucial in takaful’s acceptance for their social inclusion. Research limitations/implications The sampling strategy used in this study is convenience sampling, and geographic coverage is both constrained. However, it can be expanded to obtain the true number of respondents for generalizability purposes. For a comprehensive picture and understanding, future research may concentrate on the random sampling technique using cluster sampling to cover additional states and regions. Originality/value To the best of the authors’ knowledge, this study is among the first to use the interpersonal behavior theory empirically in relation to takaful products based on mental health that are intended to promote social inclusion for individuals.