Maqasid Shari’ah Analysis of Shari’ah Bank Services in Makassar City

This research aims to analyse the application of Maqasid Shari'ah principles in the services of Bank Syariah Indonesia (BSI) in Makassar City and its impact on customer satisfaction. This research uses a qualitative approach with normative juridical, normative theological (shar'i), and sociological methods. Data were collected through interviews, observation, and documentation with BSI and customers, as well as secondary data from related literature. The research findings show that BSI is committed to implementing maqasid shari'ah through services that prioritise the benefit, social justice and welfare of the people, such as the shari'ah education financing programme and worship services. Despite challenges related to the public's understanding of shariah banking, the majority of customers are satisfied with services that comply with shariah principles, despite complaints about mobile applications and ATM access. The implication of this study is the need for further development in customer education and improvement of service facilities to further optimise the implementation of maqasid shari'ah, as well as providing insights for shari'ah financial institutions in improving services that are more equitable and in accordance with Islamic principles.

Authors

Publication Details

Journal
Khatulistiwa Jurnal Pendidikan dan Sosial Humaniora
Published
2025-03-30
DOI
https://doi.org/10.55606/khatulistiwa.v5i1.6021
Primary Topic
Islamic Finance and Banking Studies
Type
article
Field-Weighted Citation Impact
0.00
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article

Maqasid Shari’ah Analysis of Shari’ah Bank Services in Makassar City

Rahmawati Rahmawati, Rahman Syamsuddin, Subehan Khalik
Khatulistiwa Jurnal Pendidikan dan Sosial Humaniora
Islamic Finance and Banking Studies
article

Maqasid Shari’ah Analysis of Shari’ah Bank Services in Makassar City

Rahmawati Rahmawati, Rahman Syamsuddin, Subehan Khalik
article en

Abstract

This research aims to analyse the application of Maqasid Shari'ah principles in the services of Bank Syariah Indonesia (BSI) in Makassar City and its impact on customer satisfaction. This research uses a qualitative approach with normative juridical, normative theological (shar'i), and sociological methods. Data were collected through interviews, observation, and documentation with BSI and customers, as well as secondary data from related literature. The research findings show that BSI is committed to implementing maqasid shari'ah through services that prioritise the benefit, social justice and welfare of the people, such as the shari'ah education financing programme and worship services. Despite challenges related to the public's understanding of shariah banking, the majority of customers are satisfied with services that comply with shariah principles, despite complaints about mobile applications and ATM access. The implication of this study is the need for further development in customer education and improvement of service facilities to further optimise the implementation of maqasid shari'ah, as well as providing insights for shari'ah financial institutions in improving services that are more equitable and in accordance with Islamic principles.

Khatulistiwa Jurnal Pendidikan dan Sosial HumanioraVol. 5(1)
Openalex Percentile: Top 71%
Islamic Finance and Banking Studies
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Maqasid Shari’ah Analysis of Shari’ah Bank Services in Makassar City — Rahmawati Rahmawati, Rahman Syamsuddin, et al. · Khatulistiwa Jurnal Pendidikan dan Sosial Humaniora (2025) | TGRS Research Map | TGRS