Strategi Peningkatan Inklusi Keuangan Syariah di Sekolah An-Nikmah Kamboja

This study aims to analyze strategies for increasing Islamic financial inclusion at An-Nikmah School in Cambodia, an Islamic educational institution in a country with a Muslim minority population. The main challenge faced is students' limited practical understanding of and access to Islamic financial products. This research used a descriptive-qualitative case study approach. Data were collected through in-depth interviews, participant observation, and document analysis with 33 participants, including students, teachers, school administrators, parents, community leaders, and financial practitioners. The results reveal internal strengths in the form of a commitment to Islamic principles, as well as challenges such as limited learning resources and technological infrastructure. The resulting strategies include the development of an integrated curriculum, teacher training, a mini-finance laboratory, a family literacy program, and partnerships with regional Islamic financial institutions. Implementation requires a phased approach with a monitoring system and innovative learning technology. This research provides an empirical contribution to strengthening Islamic financial literacy in education in a Muslim minority country.

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Publication Details

Journal
Al-Kharaj Jurnal Ekonomi Keuangan & Bisnis Syariah
Published
2025-08-04
DOI
https://doi.org/10.47467/alkharaj.v7i8.9407
Primary Topic
Islamic Finance and Banking Studies
Type
article
Field-Weighted Citation Impact
0.00
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article

Strategi Peningkatan Inklusi Keuangan Syariah di Sekolah An-Nikmah Kamboja

Farhan Wardana Solin, Rahmayati
1 links
Al-Kharaj Jurnal Ekonomi Keuangan & Bisnis Syariah
Islamic Finance and Banking Studies
article

Strategi Peningkatan Inklusi Keuangan Syariah di Sekolah An-Nikmah Kamboja

Farhan Wardana Solin, Rahmayati
article en

Abstract

This study aims to analyze strategies for increasing Islamic financial inclusion at An-Nikmah School in Cambodia, an Islamic educational institution in a country with a Muslim minority population. The main challenge faced is students' limited practical understanding of and access to Islamic financial products. This research used a descriptive-qualitative case study approach. Data were collected through in-depth interviews, participant observation, and document analysis with 33 participants, including students, teachers, school administrators, parents, community leaders, and financial practitioners. The results reveal internal strengths in the form of a commitment to Islamic principles, as well as challenges such as limited learning resources and technological infrastructure. The resulting strategies include the development of an integrated curriculum, teacher training, a mini-finance laboratory, a family literacy program, and partnerships with regional Islamic financial institutions. Implementation requires a phased approach with a monitoring system and innovative learning technology. This research provides an empirical contribution to strengthening Islamic financial literacy in education in a Muslim minority country.

Al-Kharaj Jurnal Ekonomi Keuangan & Bisnis SyariahVol. 7(8)
Universitas Muhammadiyah Sumatera Utara (ID)
Openalex Percentile: Top 71%
Islamic Finance and Banking Studies
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