The Fintech and Digital Transformation Trends in the Banking Industry: A Bibliometric Analysis

The integration of financial technology (Fintech) is catalyzing significant digital transformation in global banking; this research employs bibliometric analysis to map the academic discourse over the past two decades. Utilizing a dataset of 1040 articles from Scopus and Web of Science, the study applies bibliometric techniques to assess scientific productivity, key authors, influential papers, prominent institutions and nations, keyword co-occurrence, thematic mapping, co-citations, and collaboration patterns. Findings indicate that 2023 is the peak year for publications (201 articles), China leads in productivity, Southwestern University of Finance and Economics is the foremost institution, the International Journal of Bank Marketing is the most influential journal, Finance Research Letters and Sustainability are the most productive journals, and "The Economic Effects of Technological Progress: Evidence from The Banking Industry" is the most cited paper, alongside the identification of four core thematic clusters. The study outlines the current research landscape and suggests future research avenues in Fintech and digital banking.

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Publication Details

Journal
INTERNATIONAL JOURNAL OF INNOVATIONS & RESEARCH ANALYSIS
Published
2025-06-30
DOI
https://doi.org/10.62823/ijira/5.2(ii).7746
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
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article

The Fintech and Digital Transformation Trends in the Banking Industry: A Bibliometric Analysis

Sonia Kundra, Daljit Singh
INTERNATIONAL JOURNAL OF INNOVATIONS & RESEARCH ANALYSIS
FinTech, Crowdfunding, Digital Finance
article

The Fintech and Digital Transformation Trends in the Banking Industry: A Bibliometric Analysis

Sonia Kundra, Daljit Singh
article en

Abstract

The integration of financial technology (Fintech) is catalyzing significant digital transformation in global banking; this research employs bibliometric analysis to map the academic discourse over the past two decades. Utilizing a dataset of 1040 articles from Scopus and Web of Science, the study applies bibliometric techniques to assess scientific productivity, key authors, influential papers, prominent institutions and nations, keyword co-occurrence, thematic mapping, co-citations, and collaboration patterns. Findings indicate that 2023 is the peak year for publications (201 articles), China leads in productivity, Southwestern University of Finance and Economics is the foremost institution, the International Journal of Bank Marketing is the most influential journal, Finance Research Letters and Sustainability are the most productive journals, and "The Economic Effects of Technological Progress: Evidence from The Banking Industry" is the most cited paper, alongside the identification of four core thematic clusters. The study outlines the current research landscape and suggests future research avenues in Fintech and digital banking.

INTERNATIONAL JOURNAL OF INNOVATIONS & RESEARCH ANALYSISVol. 05(02(II))
Openalex Percentile: Top 67%
FinTech, Crowdfunding, Digital Finance
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The Fintech and Digital Transformation Trends in the Banking Industry: A Bibliometric Analysis — Sonia Kundra, Daljit Singh · INTERNATIONAL JOURNAL OF INNOVATIONS & RESEARCH ANALYSIS (2025) | TGRS Research Map | TGRS