UTILIZATION OF PAWNED GOODS FROM AN ISLAMIC PERSPECTIVE IN AGAM REGENCY, WEST SUMATRA

This study aims to determine the utilization of pawned goods in Agam Regency, West Sumatra. With this study, the public can find out the utilization of pawned goods in accordance with the Islamic perspective. In addition, this study is an education for readers that the utilization of pawned goods is carried out in accordance with the Islamic perspective. In Agam Regency, West Sumatra, the utilization of pawned goods such as land and gold is used as collateral in the utilization of sharia pawn. Sharia pawn carried out by the community is intended for personal needs in urgent situations, namely for business capital and medical expenses. In the utilization of pawned goods from an Islamic perspective in Agam Regency, in its implementation, the community in the contract if the murtahin cannot pay off the rahn, then the rahin can use the rahn until the murtahin pays. In the implementation of the utilization of pawned goods from an Islamic perspective in Agam Regency, there are still many people who do not understand how to utilize sharia pawn properly. Due to the lack of public understanding, lack of socialization from the local government and sharia pawn institutions. Therefore, in order for the community in Agam Regency to be able to carry out rahn properly, cooperation with these parties is needed.