Understanding the Influence of Demographics and Stream of Education on Cybercrime Awareness Among Students in Rajasthan, India

Cybersecurity Literacy and Digital Financial Behavior among College Students in Rajasthan 3 The study aims at examining the cybersecurity literacy and digital financial behavior among the college students in Rajasthan (India) in the context of demographic variables like gender, educational stream, institutional exposure, and perception. Based on a questionnaire-based survey of 321 responses, the study uses descriptive statistics, regression, ANOVA, chisquare, and factor analysis to evaluate important variables such as the exposure to training, perceived effectiveness of curriculum, and the trust in digital tools. Results showed a moderate level of knowledge regarding cyber security, with the training and academic responses slightly improving the awareness level. Significant gender differences were found, with a more mixed pattern of effects by stream. A factor analysis yielded two latent constructs, curriculum-based consciousness and personal acquaintance. Despite educational deficits, the trust of students in Digital Knowledge Transfer was high-possible over confidence. Limitations of the study include a self-reported sample from one state and crosssectional design. However, it provides some useful insights from the lens of policymakers and educators in arguing for inclusive curriculum-integrated cybersecurity education to address digital risk resilience among youth in the emerging market context.