Customer perception of data privacy in AI-enhanced financial services: An analytical assessment

This paper investigates customer perceptions of data privacy in AI-enhanced financial services, emphasizing the critical role of trust, transparency, and ethical data management. It explores how privacy concerns influence customer acceptance and engagement with AI-driven financial products, highlighting the balance between personalization benefits and data security risks. Through analytical assessment, the study identifies key factors shaping customer confidence and suggests strategies for financial institutions to foster privacy-conscious AI adoption while enhancing service quality. The findings contribute valuable insights for policymakers and practitioners navigating privacy challenges in AI-enabled finance.

Authors

Publication Details

Journal
International Journal of Science and Research Archive
Published
2025-07-30
DOI
https://doi.org/10.30574/ijsra.2025.16.1.2255
Primary Topic
Privacy, Security, and Data Protection
Type
article
Field-Weighted Citation Impact
0.00
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article

Customer perception of data privacy in AI-enhanced financial services: An analytical assessment

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International Journal of Science and Research Archive
Privacy, Security, and Data Protection
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Customer perception of data privacy in AI-enhanced financial services: An analytical assessment

Nasrin Sultana, Rajan Ahmad, Sajib Chowdhury, Shohel Amin, Khadija Farjana
article en

Abstract

This paper investigates customer perceptions of data privacy in AI-enhanced financial services, emphasizing the critical role of trust, transparency, and ethical data management. It explores how privacy concerns influence customer acceptance and engagement with AI-driven financial products, highlighting the balance between personalization benefits and data security risks. Through analytical assessment, the study identifies key factors shaping customer confidence and suggests strategies for financial institutions to foster privacy-conscious AI adoption while enhancing service quality. The findings contribute valuable insights for policymakers and practitioners navigating privacy challenges in AI-enabled finance.

International Journal of Science and Research ArchiveVol. 16(1)
Openalex Percentile: Top 75%
Privacy, Security, and Data Protection
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Customer perception of data privacy in AI-enhanced financial services: An analytical assessment — Nasrin Sultana, Rajan Ahmad, et al. · International Journal of Science and Research Archive (2025) | TGRS Research Map | TGRS