Relationship between peer-to-peer lending model improvement and customer satisfaction for company reputation

This research examines the importance of company reputation for business growth, sustainability and success, because corporate reputation is an intangible asset for the management of all companies. Facing the challenges posed by the traditional banking system, SMEs are often prevented from obtaining the financing they need to grow and develop. This research aims to analyze the relationship between improving the peer-to-peer (P2P) lending model and customer satisfaction in order to maintain the company's reputation, with a case study at PT Amartha. Through a quantitative analysis approach, this research uses measurements that utilize a Likert scale with the population being users of the Amartha Peer to Peer (P2P) lending platform. This research uses the Structural Equation Modeling (SEM) data analysis method processed with SmartPLS. Based on the analysis carried out, the findings in this research show that operational efficiency, service innovation and process speed have a positive effect on the company's reputation. Apart from that, it is hoped that PT Amartha will continue to maintain customer satisfaction by adding new innovations or breakthroughs and improving service performance so that satisfaction levels increase and encourage a good company reputation.

Authors

Publication Details

Journal
Jurnal Ekonomi dan Bisnis
Published
2025-03-14
DOI
https://doi.org/10.24914/jeb.v28i1.13137
Citations
1
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
2.28
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article

Relationship between peer-to-peer lending model improvement and customer satisfaction for company reputation

Abdul Mukti Soma, Palti Marulitua Sitorus, Muhamamd Aderaka Fasha
1 citations
Jurnal Ekonomi dan Bisnis
FinTech, Crowdfunding, Digital Finance
2.28
article

Relationship between peer-to-peer lending model improvement and customer satisfaction for company reputation

Abdul Mukti Soma, Palti Marulitua Sitorus, Muhamamd Aderaka Fasha
article en
1 citations

Abstract

This research examines the importance of company reputation for business growth, sustainability and success, because corporate reputation is an intangible asset for the management of all companies. Facing the challenges posed by the traditional banking system, SMEs are often prevented from obtaining the financing they need to grow and develop. This research aims to analyze the relationship between improving the peer-to-peer (P2P) lending model and customer satisfaction in order to maintain the company's reputation, with a case study at PT Amartha. Through a quantitative analysis approach, this research uses measurements that utilize a Likert scale with the population being users of the Amartha Peer to Peer (P2P) lending platform. This research uses the Structural Equation Modeling (SEM) data analysis method processed with SmartPLS. Based on the analysis carried out, the findings in this research show that operational efficiency, service innovation and process speed have a positive effect on the company's reputation. Apart from that, it is hoped that PT Amartha will continue to maintain customer satisfaction by adding new innovations or breakthroughs and improving service performance so that satisfaction levels increase and encourage a good company reputation.

Jurnal Ekonomi dan BisnisVol. 28(1)
Openalex Percentile: Top 10%
FinTech, Crowdfunding, Digital Finance
2.28
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Relationship between peer-to-peer lending model improvement and customer satisfaction for company reputation — Abdul Mukti Soma, Palti Marulitua Sitorus, et al. · Jurnal Ekonomi dan Bisnis (2025) | TGRS Research Map | TGRS