AI-Enhanced Coastal Flood Risk Assessment: A Real-Time Web Platform with Multi-Source Integration and Chesapeake Bay Case Study

A critical gap exists between coastal communities’ need for accessible flood risk assessment tools and the availability of sophisticated modeling, which remains limited by technical barriers and computational demands. This study introduces three key innovations through Coastal Defense Pro: (1) the first operational web-based AI ensemble for coastal flood risk assessment integrating real-time multi-agency data, (2) an automated regional calibration system that corrects systematic model biases through machine learning, and (3) browser-accessible implementation of research-grade modeling previously requiring specialized computational resources. The system combines Bayesian neural networks with optional LSTM and attention-based models, implementing automatic regional calibration and multi-source elevation consensus through a modular Python architecture. Real-time API integration achieves >99% system uptime with sub-3-second response times via intelligent caching. Validation against Hurricane Isabel (2003) demonstrates correction from 197% overprediction (6.92 m predicted vs. 2.33 m observed) to accurate prediction through automated identification of a Chesapeake Bay-specific reduction factor of 0.337. Comprehensive validation against 15 major storms (1992–2024) shows substantial improvement over standard methods (RMSE = 0.436 m vs. 2.267 m; R2 = 0.934 vs. −0.786). Economic assessment using NACCS fragility curves demonstrates 12.7-year payback periods for flood protection investments. The open-source Streamlit implementation democratizes access to research-grade risk assessment, transforming months-long specialist analyses into immediate browser-based tools without compromising scientific rigor.