Statistic Analysis of Bank Deposit Insurance System in the Russian Federation

In the last decade in crisis conditions of country economy, withdrawal of licenses of many commercial banks due to deterioration of their finance standing and low confidence of people to the banking system because of insufficient finance literacy the system of compulsory insurance of deposits became a necessary tool for raising funds into country economy. The article provides a complex analysis of operation of the Agency on Deposit Insurance from 2004 to 2023, which includes dynamics of insurance premium, structure of insured resources and efficiency of system functioning. The author elaborated graphic materials demonstrating structural features of the deposit insurance system. Regularities in the work of deposit insurance system were identified, such as reduction in the number of insurance events during the last years, changes in the structure of satisfied claims on order, trends in dynamics of insurance premium. The importance of the Agency on Deposit Insurance as a key institution in the development of finance sector of the country and raising investment into economy.

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Publication Details

Journal
Vestnik of the Plekhanov Russian University of Economics
Published
2025-07-20
DOI
https://doi.org/10.21686/2413-2829-2025-4-138-144
Primary Topic
Economic and Technological Developments in Russia
Type
article
Field-Weighted Citation Impact
0.00
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article

Statistic Analysis of Bank Deposit Insurance System in the Russian Federation

E. V. Lapteva
1 links
Vestnik of the Plekhanov Russian University of Economics
Economic and Technological Developments in Russia
article

Statistic Analysis of Bank Deposit Insurance System in the Russian Federation

E. V. Lapteva
article en

Abstract

In the last decade in crisis conditions of country economy, withdrawal of licenses of many commercial banks due to deterioration of their finance standing and low confidence of people to the banking system because of insufficient finance literacy the system of compulsory insurance of deposits became a necessary tool for raising funds into country economy. The article provides a complex analysis of operation of the Agency on Deposit Insurance from 2004 to 2023, which includes dynamics of insurance premium, structure of insured resources and efficiency of system functioning. The author elaborated graphic materials demonstrating structural features of the deposit insurance system. Regularities in the work of deposit insurance system were identified, such as reduction in the number of insurance events during the last years, changes in the structure of satisfied claims on order, trends in dynamics of insurance premium. The importance of the Agency on Deposit Insurance as a key institution in the development of finance sector of the country and raising investment into economy.

Vestnik of the Plekhanov Russian University of Economics(4)
Plekhanov Russian University of Economics (RU)
Openalex Percentile: Top 63%
Economic and Technological Developments in Russia
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Statistic Analysis of Bank Deposit Insurance System in the Russian Federation — E. V. Lapteva · Vestnik of the Plekhanov Russian University of Economics (2025) | TGRS Research Map | TGRS