Statistic Analysis of Bank Deposit Insurance System in the Russian Federation
In the last decade in crisis conditions of country economy, withdrawal of licenses of many commercial banks due to deterioration of their finance standing and low confidence of people to the banking system because of insufficient finance literacy the system of compulsory insurance of deposits became a necessary tool for raising funds into country economy. The article provides a complex analysis of operation of the Agency on Deposit Insurance from 2004 to 2023, which includes dynamics of insurance premium, structure of insured resources and efficiency of system functioning. The author elaborated graphic materials demonstrating structural features of the deposit insurance system. Regularities in the work of deposit insurance system were identified, such as reduction in the number of insurance events during the last years, changes in the structure of satisfied claims on order, trends in dynamics of insurance premium. The importance of the Agency on Deposit Insurance as a key institution in the development of finance sector of the country and raising investment into economy.
Authors
- E. V. Lapteva (ORCID: https://orcid.org/0000-0003-1571-5810)
Institutions
- Plekhanov Russian University of Economics (RU)
Publication Details
- Journal
- Vestnik of the Plekhanov Russian University of Economics
- Published
- 2025-07-20
- DOI
- https://doi.org/10.21686/2413-2829-2025-4-138-144
- Primary Topic
- Economic and Technological Developments in Russia
- Type
- article
- Field-Weighted Citation Impact
- 0.00