The Influence of Education, Income, and Financial Socialization on Islamic Financial Literacy

The study aims to analyze the influence of education, income, and financial socialization on the Islamic financial literacy of the community in Trangkil District, Pati Regency. The research method employed is a descriptive, quantitative approach using a survey questionnaire administered to 100 respondents. Data were analyzed using multiple regression with SPSS software. The results showed that education and financial socialization have a significant effect on Islamic financial literacy, while income has no significant effect. Simultaneously, the three variables can explain Islamic financial literacy. The study found that the low level of financial socialization in the Trangkil community led to a less-than-optimal understanding of Islamic financial products. Therefore, it is necessary to increase education by institutions or the government related to the dissemination of Islamic financial information massively and evenly to encourage financial literacy, especially in the Trangkil District