A Structural Model for Customer Perceived Value in E-banking Service

The primary goal of this research was to investigate the evolution of customer perceived value in the e-banking service industry through understanding the impacts of service quality dimensions and perceived risk. This study used the convenience sampling technique to survey 700 bank customers in Cambodia. Furthermore, the study used the structural equation model to analyse the data. The results reveal that staff behaviour, physical evidence and IT transaction showed significant effects on perceived risk. Finally, only physical evidence and IT transaction were found to have significant effects on customer perceived value.

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Publication Details

Journal
Vikalpa The Journal for Decision Makers
Published
2025-07-05
DOI
https://doi.org/10.1177/02560909251348705
Citations
1
Primary Topic
Customer Service Quality and Loyalty
Type
article
Field-Weighted Citation Impact
2.76
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article

A Structural Model for Customer Perceived Value in E-banking Service

Teerasak Jindabot, Sook Fern Yeo, Long Kim, Kanyanit Wichianrat
1 citations
Vikalpa The Journal for Decision Makers
Customer Service Quality and Loyalty
2.76
article

A Structural Model for Customer Perceived Value in E-banking Service

Teerasak Jindabot, Sook Fern Yeo, Long Kim, Kanyanit Wichianrat
article en
1 citations

Abstract

The primary goal of this research was to investigate the evolution of customer perceived value in the e-banking service industry through understanding the impacts of service quality dimensions and perceived risk. This study used the convenience sampling technique to survey 700 bank customers in Cambodia. Furthermore, the study used the structural equation model to analyse the data. The results reveal that staff behaviour, physical evidence and IT transaction showed significant effects on perceived risk. Finally, only physical evidence and IT transaction were found to have significant effects on customer perceived value.

Vikalpa The Journal for Decision MakersVol. 50(3)
Prince of Songkla University (TH), Multimedia University (MY), Thaksin University (TH), Walailak University (TH)
Openalex Percentile: Top 9%
Customer Service Quality and Loyalty
2.76
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