The Legal Framework for the Abuse of Electronic Cards by Their Lawful Holders

E-commerce has today become a new driver of economic growth, encompassing all commercial transactions, including the sale and purchase of goods and merchandise.This evolution relies fundamentally on electronic payment methods, which hold significant importance due to their cost-effectiveness and immaterial nature.However, the use of such means requires a robust legal framework and a high degree of control over modern technological developments.These tools have contributed to overcoming the obstacles posed by traditional payment methods.Nevertheless, their use has also been accompanied by offenses and instances of misuse, including abusive conduct by the legitimate cardholder.The increasing diversity of such infractions necessitates the establishment of legal protection against the abusive use of smart cards by their rightful holders.