Big Five Personality On Investment Decision: A Study On Peer-to-Peer Lending Companies In Indonesia

The personality traits of an investor that affect their decision to invest will be covered in this study.Making decisions about investments is an important process.Using the Big Five personality traits-conscientiousness, neuroticism, agreeableness, extraversion, and openness to experience-this study investigates the personality characteristics that impact investment decisions in Indonesian peer-to-peer lending organizations.A questionnaire was used to collect data from 64 investors who had invested in Indonesian peer-to-peer lending organizations.According to the findings of the hypothesis testing, openness to experience has a considerable influence on investment decision-making, as does conscientiousness and agreeableness.However, it has been found that there is no significant influence of extraversion on investment decision-making and of neuroticism on investment decision-making.

Publication Details

Journal
International Research Journal of Economics and Management Studies
Published
2024-11-30
DOI
https://doi.org/10.56472/25835238/irjems-v3i11p128
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
0.00
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article

Big Five Personality On Investment Decision: A Study On Peer-to-Peer Lending Companies In Indonesia

International Research Journal of Economics and Management Studies
FinTech, Crowdfunding, Digital Finance
article

Big Five Personality On Investment Decision: A Study On Peer-to-Peer Lending Companies In Indonesia

article en

Abstract

The personality traits of an investor that affect their decision to invest will be covered in this study.Making decisions about investments is an important process.Using the Big Five personality traits-conscientiousness, neuroticism, agreeableness, extraversion, and openness to experience-this study investigates the personality characteristics that impact investment decisions in Indonesian peer-to-peer lending organizations.A questionnaire was used to collect data from 64 investors who had invested in Indonesian peer-to-peer lending organizations.According to the findings of the hypothesis testing, openness to experience has a considerable influence on investment decision-making, as does conscientiousness and agreeableness.However, it has been found that there is no significant influence of extraversion on investment decision-making and of neuroticism on investment decision-making.

International Research Journal of Economics and Management StudiesVol. 3(11)
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Openalex Percentile: Top 50%
FinTech, Crowdfunding, Digital Finance
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