Applications of Agritech solutions in agriculture and their impact on the development of agricultural insurance – recommendations for Poland

The publication addresses the application of Agritech and Insurtech solutions in agriculture and agricultural insurance. It outlines how these solutions can help address the challenges posed by climate change and enhance the competitiveness of agriculture. Various aspects and applications of Agritech solutions were analysed, with particular emphasis on the agricultural insurance sector. The regulatory framework was outlined, and recommendations were presented for the agricultural sector and the insurance industry. The main conclusions regarding the implementation of Agritech solutions in Polish agriculture relate to the creation of an appropriate institutional framework for cooperation between agricultural research institutions and technology companies, as well as financial support mechanisms to commercialise solutions developed in this field. In turn, the conclusions regarding the application of Insurtech in the agricultural sector focus on improved risk assessment, faster claim settlement, and a higher level of trust between the farmer and the insurer. The study also presents recommendations concerning Agritech and Insurtech solutions in Polish agriculture. Keywords: Agritech, Insurtech in agriculture, Agriculture 4.0, precision farming, precision agriculture, climate change.