The use of fermented products in the modern restaurant menu: merchandising aspect

The study of financial instruments and models of social services in Ukraine shows that the social sphere remains a priority area of state policy, especially in the context of aggravating socio-economic challenges and war.It is determined that the social security system is based on multi-channel financinga combination of state, local, insurance, international and charitable sources.The dynamics of budget expenditures indicates an increase in funding for key areas of social policy, including health care, education, social protection, and housing and communal services.Most resources are directed to support low-income groups, internally displaced persons, and persons with disabilities, but some categories require increased attention and additional financial support.The experience of developed countries confirms the effectiveness of combining budget financing with social insurance and private sources.To improve the effectiveness of social services in Ukraine, it is advisable to intensify public-private partnerships, improve the mechanisms for allocating funds, and expand digital services in the field of social policy.Thus, further improvement of financial models and mechanisms of social services is the key to ensuring the accessibility and quality of social services for the population, especially in the difficult conditions of modern challenges.