Hybrid biometric authentication for banks security improvements

As ATM cards, credit cards, and mobile banking become more convenient, online banking is becoming more popular around the world. Usernames, passwords, CVVs, and OTPs, although traditionally used for authentication, are susceptible to security vulnerabilities. The vulnerabilities of these systems can be exploited at will, resulting in unauthorized access to sensitive financial information. Biometric authentication, particularly the recognition of iris patterns, is proposed as a solution to these security challenges. Through the combination of traditional authentication methods and biometric traits, this system offers an additional layer of security. A secure database stores iris patterns that can be compared to a secure database to verify who is authorized to complete transactions. This provides a dependable solution for modern banking security.

Authors

Publication Details

Journal
Journal of Discrete Mathematical Sciences and Cryptography
Published
2025-01-01
DOI
https://doi.org/10.47974/jdmsc-2030
Primary Topic
Biometric Identification and Security
Type
article
Field-Weighted Citation Impact
0.00
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article

Hybrid biometric authentication for banks security improvements

Zahraa Maan Sallal, Alyaa A. Abbas
Journal of Discrete Mathematical Sciences and Cryptography
Biometric Identification and Security
article

Hybrid biometric authentication for banks security improvements

Zahraa Maan Sallal, Alyaa A. Abbas
article en

Abstract

As ATM cards, credit cards, and mobile banking become more convenient, online banking is becoming more popular around the world. Usernames, passwords, CVVs, and OTPs, although traditionally used for authentication, are susceptible to security vulnerabilities. The vulnerabilities of these systems can be exploited at will, resulting in unauthorized access to sensitive financial information. Biometric authentication, particularly the recognition of iris patterns, is proposed as a solution to these security challenges. Through the combination of traditional authentication methods and biometric traits, this system offers an additional layer of security. A secure database stores iris patterns that can be compared to a secure database to verify who is authorized to complete transactions. This provides a dependable solution for modern banking security.

Journal of Discrete Mathematical Sciences and CryptographyVol. 28(4-A)
Openalex Percentile: Top 83%
Biometric Identification and Security
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Hybrid biometric authentication for banks security improvements — Zahraa Maan Sallal, Alyaa A. Abbas · Journal of Discrete Mathematical Sciences and Cryptography (2025) | TGRS Research Map | TGRS