A STUDY ON THE EFFECTIVENESS OF CREDIT RISK MANAGEMENT IN AXIS BANK

Credit Risk management is a critical component in the banking sector, ensuring financial stability and minimizing potential losses due to borrower defaults.This study investigates the effectiveness of credit risk management practices in Axis Bank, one of India's leading private sector banks.The objective is to analyze the bank's credit risk identification, assessment, mitigation, and monitoring strategies.Through a review of secondary data, including annual reports, RBI guidelines, and Axis Bank's risk management framework, as well as primary data gathered via structured questionnaires and interviews with bank officials.