AI Financial Advisor Chatbot - Scalable & Personalized Financial Guidance as a Service

In today’s society, proper money management is very important. Many individuals earn good salaries but still find it difficult to save, invest, or pay EMIs because they do not plan their finances properly. This issue inspired us to develop a website called AI Advisor, which helps users manage their money in a smart and easy way. After a user enters their monthly salary, the tool calculates how much should be set aside for savings, how much be invested, and how much EMI can be afforded if they plan to make a purchase. The tool follows basic financial principles and provides sound advice, along with financial tips and tricks to improve the user’s financial health. AI Advisor is especially helpful for students, fresh graduates, early-career professionals, and families who want to better understand their income and learn how to manage it effectively. The primary goal of this project is to reduce financial stress and help people manage their finances easily with the support of artificial intelligence.

Authors

Publication Details

Journal
International Journal of Enhanced Research In Science Technology & Engineering
Published
2025-01-01
DOI
https://doi.org/10.55948/ijerste.2025.0631
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
0.00
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article

AI Financial Advisor Chatbot - Scalable & Personalized Financial Guidance as a Service

Harshwardhan Singh, Pabitra Kumar Nandi, Durga Prasanna Misra, S. Bhowmik et al.
International Journal of Enhanced Research In Science Technology & Engineering
FinTech, Crowdfunding, Digital Finance
article

AI Financial Advisor Chatbot - Scalable & Personalized Financial Guidance as a Service

Harshwardhan Singh, Pabitra Kumar Nandi, Durga Prasanna Misra, S. Bhowmik, Saikat Goswami, Shivam Shriwastava
article en

Abstract

In today’s society, proper money management is very important. Many individuals earn good salaries but still find it difficult to save, invest, or pay EMIs because they do not plan their finances properly. This issue inspired us to develop a website called AI Advisor, which helps users manage their money in a smart and easy way. After a user enters their monthly salary, the tool calculates how much should be set aside for savings, how much be invested, and how much EMI can be afforded if they plan to make a purchase. The tool follows basic financial principles and provides sound advice, along with financial tips and tricks to improve the user’s financial health. AI Advisor is especially helpful for students, fresh graduates, early-career professionals, and families who want to better understand their income and learn how to manage it effectively. The primary goal of this project is to reduce financial stress and help people manage their finances easily with the support of artificial intelligence.

International Journal of Enhanced Research In Science Technology & EngineeringVol. 14(06)
Openalex Percentile: Top 75%
FinTech, Crowdfunding, Digital Finance
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