Blocktalk Conversational Payments Refined

Abstract—BlockTalk is a conversational AI platform created to simplify blockchain-based payment transactions. BlockTalk encapsulates a conversational interface around an extremely easy to use user wallet management and transaction process using a chatbot. BlockTalk consists of a React.js frontend application with Node.js as the business logic backend, Firebase for the real-time database and authentication, and Neucron API for more securely interacting with the blockchain. BlockTalk seeks to diminish the technical hurdles and complexity of the current blockchain payment systems with users able to do a transaction using paymail and manage their wallets without having to consume and understand extremely deep technical complexity. The purpose of BlockTalk’s platform is to make it easier for users when making payments, to create increased efficiencies throughout the transaction processes, create a more secure transaction experience, and create increased adoption rate of blockchain payments. The experimental results indicated fast, secure transactions with an easier user experience. This paper fills the gap of providing blockchain-based payments to the everyday user by simply bridging digital payments with conversational AI. Future work involves supporting multichains and improved features that assist users through the use of AI capabilities to provide ongoing financial advice and assistance. Index Terms—Blockchain, Conversational AI, Digital Payments, Chatbot, Neucron API, Wallet Management