Research on the Application of Big Data Technology in Internal Audit of Bank Credit Operations

Amid intensified financial risk regulation, traditional credit audit models struggle with high-frequency, high-dimensional, and heterogeneous data, highlighting the need for intelligent transformation. This paper explores the application of big data in bank credit internal audits, proposing a system framework that integrates distributed processing, feature engineering, and machine/deep learning for risk identification. An intelligent audit platform with real-time computing and visualization is developed. Experimental results demonstrate superior performance over traditional methods in anomaly detection accuracy, response efficiency, and resource utilization, offering practical insights for building a transparent and efficient credit audit system.

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Publication Details

Published
2025-04-25
DOI
https://doi.org/10.1109/icaid65275.2025.11034577
Primary Topic
E-commerce and Technology Innovations
Type
article
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article

Research on the Application of Big Data Technology in Internal Audit of Bank Credit Operations

Yuhao Liao, Fan Zhang, Ye Ding
E-commerce and Technology Innovations
article

Research on the Application of Big Data Technology in Internal Audit of Bank Credit Operations

Yuhao Liao, Fan Zhang, Ye Ding
article en

Abstract

Amid intensified financial risk regulation, traditional credit audit models struggle with high-frequency, high-dimensional, and heterogeneous data, highlighting the need for intelligent transformation. This paper explores the application of big data in bank credit internal audits, proposing a system framework that integrates distributed processing, feature engineering, and machine/deep learning for risk identification. An intelligent audit platform with real-time computing and visualization is developed. Experimental results demonstrate superior performance over traditional methods in anomaly detection accuracy, response efficiency, and resource utilization, offering practical insights for building a transparent and efficient credit audit system.

University of Shanghai for Science and Technology (CN), Henan University of Urban Construction (CN)
Decent work and economic growth
Openalex Percentile: Top 74%
E-commerce and Technology Innovations
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Research on the Application of Big Data Technology in Internal Audit of Bank Credit Operations — Yuhao Liao, Fan Zhang, et al. · (2025) | TGRS Research Map | TGRS