Research on the Application of Big Data Technology in Internal Audit of Bank Credit Operations
Amid intensified financial risk regulation, traditional credit audit models struggle with high-frequency, high-dimensional, and heterogeneous data, highlighting the need for intelligent transformation. This paper explores the application of big data in bank credit internal audits, proposing a system framework that integrates distributed processing, feature engineering, and machine/deep learning for risk identification. An intelligent audit platform with real-time computing and visualization is developed. Experimental results demonstrate superior performance over traditional methods in anomaly detection accuracy, response efficiency, and resource utilization, offering practical insights for building a transparent and efficient credit audit system.
Authors
- Yuhao Liao (ORCID: https://orcid.org/0000-0002-4813-2753)
- Fan Zhang (ORCID: https://orcid.org/0009-0001-4438-8727)
- Ye Ding (ORCID: https://orcid.org/0000-0002-4679-6951)
Institutions
- University of Shanghai for Science and Technology (CN)
- Henan University of Urban Construction (CN)
Publication Details
- Published
- 2025-04-25
- DOI
- https://doi.org/10.1109/icaid65275.2025.11034577
- Primary Topic
- E-commerce and Technology Innovations
- Type
- article
- Field-Weighted Citation Impact
- 0.00