Fintech 4.0: Artificial Intelligence empowered Block chain intelligence for smart Accounting Systems in industry 4.0

Fintech 4.0 integrates Artificial Intelligence (AI) with Blockchain technology to enhance smart accounting systems in Industry 4.0, ensuring transparency, automation, and security. Traditional accounting methods face challenges such as data manipulation, lack of real-time verification, and inefficiencies in auditing processes. To address these issues, the proposed Blockchain-assisted Decentralized Ledger System (BC-DLS) leverages AI-powered smart contracts and distributed ledgers for automated auditing, ensuring real-time validation and fraud detection. This method enhances accuracy, reduces human intervention, and streamlines financial transactions with enhanced security and compliance. The proposed approach ensures secure, immutable, and transparent financial records, minimizing discrepancies and improving trust in financial systems. Experimental results demonstrate that BC-DLS significantly enhances efficiency, reduces operational costs, and strengthens fraud prevention mechanisms, making it a robust solution for modern financial ecosystems.

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Publication Details

Published
2025-04-24
DOI
https://doi.org/10.1109/iccies63851.2025.11032507
Primary Topic
Impact of AI and Big Data on Business and Society
Type
article
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article

Fintech 4.0: Artificial Intelligence empowered Block chain intelligence for smart Accounting Systems in industry 4.0

Nidhi Mishra, Nodir Karimov, Marwah Hameed, Zayd Ajzan Salami et al.
Impact of AI and Big Data on Business and Society
article

Fintech 4.0: Artificial Intelligence empowered Block chain intelligence for smart Accounting Systems in industry 4.0

Nidhi Mishra, Nodir Karimov, Marwah Hameed, Zayd Ajzan Salami, Muhidinov Ayubbek Nuritdinovich
article en

Abstract

Fintech 4.0 integrates Artificial Intelligence (AI) with Blockchain technology to enhance smart accounting systems in Industry 4.0, ensuring transparency, automation, and security. Traditional accounting methods face challenges such as data manipulation, lack of real-time verification, and inefficiencies in auditing processes. To address these issues, the proposed Blockchain-assisted Decentralized Ledger System (BC-DLS) leverages AI-powered smart contracts and distributed ledgers for automated auditing, ensuring real-time validation and fraud detection. This method enhances accuracy, reduces human intervention, and streamlines financial transactions with enhanced security and compliance. The proposed approach ensures secure, immutable, and transparent financial records, minimizing discrepancies and improving trust in financial systems. Experimental results demonstrate that BC-DLS significantly enhances efficiency, reduces operational costs, and strengthens fraud prevention mechanisms, making it a robust solution for modern financial ecosystems.

University of Kirkuk (IQ), Kalinga University (IN), Iraqi University (IQ), Tashkent State University of Oriental Studies (UZ)
Industry, innovation and infrastructure
Openalex Percentile: Top 84%
Impact of AI and Big Data on Business and Society
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Fintech 4.0: Artificial Intelligence empowered Block chain intelligence for smart Accounting Systems in industry 4.0 — Nidhi Mishra, Nodir Karimov, et al. · (2025) | TGRS Research Map | TGRS