Inverting the healthcare pyramid: building synergies between outpatient care and inpatient hospitalisation

Abstract The efficient integration of outpatient (OPD) and inpatient (IPD) care is a critical challenge in modern healthcare, essential for maximising patient-centred care and resource utilisation. OPD, encompassing preventive services, routine check-ups, and chronic disease management, aims to minimise the need for hospitalisations. Conversely, IPD remains crucial for acute interventions and complex medical needs. This paper investigates the nuanced relationship between OPD and IPD: specifically, we seek to determine if increased OPD utilisation while improving overall health, leads to a reduction or increase in subsequent IPD utilisation, duration, and associated costs. We analyse anonymised data from Indian organisations providing company-sponsored OPD and IPD insurance to their employees between 2021 and 2024. By examining the correlation between OPD utilisation patterns and IPD outcomes, we aim to provide data-driven insights for effective healthcare integration strategies. Furthermore, we explore the feasibility of developing a personalised “Wellbeing Rating” derived from longitudinal OPD insurance utilisation data. This automated methodology aims to provide a continuous, dynamic health assessment, moving beyond the limitations of traditional, sporadic medical examinations by leveraging the comprehensive data inherent within insured OPD coverage.

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Publication Details

Journal
British Actuarial Journal
Published
2025-01-01
DOI
https://doi.org/10.1017/s1357321725000157
Primary Topic
Healthcare Policy and Management
Type
article
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article

Inverting the healthcare pyramid: building synergies between outpatient care and inpatient hospitalisation

Sonal G. Mallya, Shreya Bagrodia
British Actuarial Journal
Healthcare Policy and Management
article

Inverting the healthcare pyramid: building synergies between outpatient care and inpatient hospitalisation

Sonal G. Mallya, Shreya Bagrodia
article en

Abstract

Abstract The efficient integration of outpatient (OPD) and inpatient (IPD) care is a critical challenge in modern healthcare, essential for maximising patient-centred care and resource utilisation. OPD, encompassing preventive services, routine check-ups, and chronic disease management, aims to minimise the need for hospitalisations. Conversely, IPD remains crucial for acute interventions and complex medical needs. This paper investigates the nuanced relationship between OPD and IPD: specifically, we seek to determine if increased OPD utilisation while improving overall health, leads to a reduction or increase in subsequent IPD utilisation, duration, and associated costs. We analyse anonymised data from Indian organisations providing company-sponsored OPD and IPD insurance to their employees between 2021 and 2024. By examining the correlation between OPD utilisation patterns and IPD outcomes, we aim to provide data-driven insights for effective healthcare integration strategies. Furthermore, we explore the feasibility of developing a personalised “Wellbeing Rating” derived from longitudinal OPD insurance utilisation data. This automated methodology aims to provide a continuous, dynamic health assessment, moving beyond the limitations of traditional, sporadic medical examinations by leveraging the comprehensive data inherent within insured OPD coverage.

British Actuarial JournalVol. 30
Mercedes-Benz (Germany) (DE)
Openalex Percentile: Top 80%
Healthcare Policy and Management
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Inverting the healthcare pyramid: building synergies between outpatient care and inpatient hospitalisation — Sonal G. Mallya, Shreya Bagrodia · British Actuarial Journal (2025) | TGRS Research Map | TGRS