Digital Finance Supporting Rural Industrial Development and Farmers’ Income Growth

当前，农村金融体系的建设仍然处于完善阶段，而数字金融则是支持乡村产业发展和农民增收的重要手段，在乡村振兴的时代浪潮下，数字金融可以推动乡村产业链的数字化进程，从而推动乡村产业的发展，实现农民收入增加的最终目的。面对当前乡村数字金融体系自身不完善等问题，本文探究数字金融推进乡村产业发展和农民增收的重要意义和困境，并提出助推乡村产业发展的针对性建议。Currently, the construction of the rural financial system is still in the improvement stage. Digital finance is an important means to support the development of rural industries and the increase of farmers’ income. Under the era wave of rural revitalization, digital finance can promote the digitalization process of the rural industrial chain, thereby promoting the development of rural industries and achieving the ultimate goal of increasing farmers’ income. Facing the current problems such as the imperfection of the rural digital finance system itself, this paper explores the significant meaning and difficulties of digital finance in promoting the development of rural industries and increasing farmers’ income, and puts forward targeted suggestions to boost the development of rural industries.