عقد المرابحة للآمر بالشراء في بنك سبأ الإسلامي دراسة حالة عملية

This research - Murabaha contract for the person ordering the purchase at Saba Islamic Bank, a practical case study, comes at a time when the Islamic banking business is witnessing renewal, development, expansion and acceptance in our contemporary reality with the renewal of customs and images, which requires sponsoring this experience with proper testing, examination, evaluation and frank and correct evaluation. The research also aimed to distinguish the real applied picture of the Murabaha contract for the person ordering the purchase at Saba Islamic Bank, its integrity from errors and the fulfillment of its pillars and Sharia conditions. Adding to that it also aimed to show the difference between conventional riba-based banks and Islamic banks. The descriptive, analytical and deductive approach was adopted in this research, and the most prominent results were: Murabaha sale is a type of sale and has the same pillars as the sale contract and is characterized by the Islamic banking application by being a complex contract of three parties and several stages. It is mainly a contract that customers tend to its ease and simplicity, and that case study in this research is legal with legal steps and procedures. To add, this explains the theoretical and practical difference between Islamic banks and conventional riba-based banks. Keywords: Murabaha Contract - Murabaha for the Purchase Orderer - Saba Islamic Bank.

Publication Details

Journal
Mogadishu University Journal
Published
2024-11-10
DOI
https://doi.org/10.70457/muj00110
Primary Topic
Islamic Finance and Banking Studies
Type
article
Field-Weighted Citation Impact
0.00
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article

عقد المرابحة للآمر بالشراء في بنك سبأ الإسلامي دراسة حالة عملية

Mogadishu University Journal
Islamic Finance and Banking Studies
article

عقد المرابحة للآمر بالشراء في بنك سبأ الإسلامي دراسة حالة عملية

article en

Abstract

This research - Murabaha contract for the person ordering the purchase at Saba Islamic Bank, a practical case study, comes at a time when the Islamic banking business is witnessing renewal, development, expansion and acceptance in our contemporary reality with the renewal of customs and images, which requires sponsoring this experience with proper testing, examination, evaluation and frank and correct evaluation. The research also aimed to distinguish the real applied picture of the Murabaha contract for the person ordering the purchase at Saba Islamic Bank, its integrity from errors and the fulfillment of its pillars and Sharia conditions. Adding to that it also aimed to show the difference between conventional riba-based banks and Islamic banks. The descriptive, analytical and deductive approach was adopted in this research, and the most prominent results were: Murabaha sale is a type of sale and has the same pillars as the sale contract and is characterized by the Islamic banking application by being a complex contract of three parties and several stages. It is mainly a contract that customers tend to its ease and simplicity, and that case study in this research is legal with legal steps and procedures. To add, this explains the theoretical and practical difference between Islamic banks and conventional riba-based banks. Keywords: Murabaha Contract - Murabaha for the Purchase Orderer - Saba Islamic Bank.

Mogadishu University JournalVol. Volume 10
Openalex Percentile: Top 49%
Islamic Finance and Banking Studies
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