The Personal Finance Behavioral: Digital Finance, Financial Knowledge And Financial Attitudes (Study on Mercu Buana University Students)

Digitalization has become the factor to sustainable economic growth, every country including Indonesia continues to encourage digitalization in all sectors. The development of technology whose function is for transactions from various economic activities carried out by Mercu Buana University students, this study aims to analyze the influence of digital finace, financial knowledge, and financial attitudes towards financial behavior in Mercu Buana University students. To obtain data in this study by distributing questionnaires to students with a total of 100 respondents, with data analysis carried out using Partial Least Square (PLS) software. This research proves that funds show that digital finance has a positive effect on student financial behavior. And financial knowledge positively influences financial behavior and financial attitudes positively also influence financial behavior.

Authors

Publication Details

Journal
Jurnal Ilmiah Manajemen dan Bisnis
Published
2025-04-07
DOI
https://doi.org/10.22441/jimb.v11i1.26358
Primary Topic
Financial Literacy and Behavior
Type
article
Field-Weighted Citation Impact
0.00
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article

The Personal Finance Behavioral: Digital Finance, Financial Knowledge And Financial Attitudes (Study on Mercu Buana University Students)

Asep Risman, Ayu Laynda Saputri
Jurnal Ilmiah Manajemen dan Bisnis
Financial Literacy and Behavior
article

The Personal Finance Behavioral: Digital Finance, Financial Knowledge And Financial Attitudes (Study on Mercu Buana University Students)

Asep Risman, Ayu Laynda Saputri
article en

Abstract

Digitalization has become the factor to sustainable economic growth, every country including Indonesia continues to encourage digitalization in all sectors. The development of technology whose function is for transactions from various economic activities carried out by Mercu Buana University students, this study aims to analyze the influence of digital finace, financial knowledge, and financial attitudes towards financial behavior in Mercu Buana University students. To obtain data in this study by distributing questionnaires to students with a total of 100 respondents, with data analysis carried out using Partial Least Square (PLS) software. This research proves that funds show that digital finance has a positive effect on student financial behavior. And financial knowledge positively influences financial behavior and financial attitudes positively also influence financial behavior.

Jurnal Ilmiah Manajemen dan BisnisVol. 11(1)
Openalex Percentile: Top 81%
Financial Literacy and Behavior
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