The Role of Lecturer’s Moral Hazard Behaviour on Utilization of Students’s Information and Communication Technology in Education of Indonesia

This study aims to examine the influence of lecturers' moral hazard behavior on students' utilization of Information and Communication Technology (ICT), employing the Technology Acceptance Model (TAM) and the Power Relationship Theor as theoretical frameworks. Several factors impact students' engagement with ICT, including (1) perceived trust, (2) perceived risk, (3) social influence, (4) perceived ease of use, (5) perceived usefulness, and (6) lecturers' moral hazard behavior. The research sample consisted of 305 students from various regions across Indonesia. Data analysis was conducted using SSIS 25 for statistical descriptions, while AMOS 25 was utilized to test all proposed hypotheses. The findings indicated that all identified factors significantly affected students' use of ICT. It is noteworthy that this study presents original research, as there exists a lack of prior investigations concerning ICT usage among students in Indonesia, as well as an exploration of lecturers' moral hazard behavior. Furthermore, the application of Power Relationship Theory contributes a novel theoretical perspective to this research domain.